Beijing Health Insurance Plans can be customized to include maternity, dental, chronic conditions, travel, personal accident etc. And we can also include a deductible (excess) to minimize the policy administration and keep premiums low. If you are suffering from a pre-existing medical condition, we can help select the best insurer to extend coverage to this condition.
Inpatient or Hospitalization Coverage. This coverage normally gives you a free choice to visit any hospital or use any surgeon according to your choice.
Coverage is typically for:
- Room and Board (Private Room)
- Surgery, Anaesthesia and Nursing
- Operation and Recovery room equipment
- Medicine whilst Hospitalized
- Diagnostic tests, Lab tests, X rays, (MRI) etc.
- Chemotherapy and Radiotherapy
- Room and Board for parent or guardian accompanying a child
- Care at home following hospital discharge
- Outpatient Surgery
- Acute Dental treatment following an accident
- Transportation by Ambulance
Outpatient or Clinical Coverage. This coverage normally gives you free choice to visit any doctor, specialist or clinic you choose.
Coverage is typically for:
- Medical Practioner's fees, including Specialist's fees
- Prescribed Medicine and Medical Equipment
- Diagnostic tests and procedures, Lab tests, X rays, Magnetic Resonance Imaging (MRI)
- Physiotherapy, Chiropractor, Homeopathic and Acupuncture treatment
- Outpatient Surgery
- Psychiatric treatment
- Home Nursing
